LocoLedger

Bank statement analyzer for Windows

See where your money went, across all your statements.

LocoLedger reads your PDF bank statements into one ledger you can filter and total. Ask Claude or ChatGPT the rest.

Download for Windows First run shows a Windows warning

DateDescriptionAccountOut
03 JanGROCEREveryday62.40
17 FebGROCEREveryday58.15
09 MarMARKETCard71.30
21 AprGROCEREveryday64.00
Total out255.85
Example figures

How it works

  1. Add your statements

    Each one is copied into LocoLedger's folder and checked against its own balances.

  2. Filter and total

    By account, dates, category, or money in and out. The totals follow your filters.

  3. Ask Claude or ChatGPT

    In plain language, if you want to. It sees only what you allow.

Questions it helps you answer

  • How much did I spend on groceries this year?

    Filter the Ledger to that category and those dates. The total is at the bottom.

  • Am I spending more than last year?

    Ask your AI. Monthly summaries are enough to answer it.

  • Which subscriptions am I still paying?

    Ask your AI, with payee names allowed. Real names, or names you replace.

  • Is a month missing?

    The Ledger lists every transaction in date order, so a gap shows.

You decide what your AI sees

  1. Nothing
  2. Monthly summaries
  3. Transactions, no descriptions
  4. Transactions, names replaced
  5. Transactions, real names

Your AI never receives your statements, at any level, only figures read from them. LocoLedger guards what information from your bank statements is sent to your AI.

See what each level sends

Will it work for you?

Works with

  • Bank statements as PDFs with text in them
  • Windows 10 or 11, 64-bit
  • Claude or ChatGPT, if you want to ask questions

Does not work with

  • Scanned or photographed pages
  • Mac or Linux

Questions

How do I analyze my bank statements?

Add them to LocoLedger and open the Ledger: every transaction from your statements in one list. Filter by account, dates, category, or money in and out, and the totals follow. For anything a filter cannot answer, ask your AI.

Can it categorize my transactions?

You choose the categories, and you can file many transactions at once. When a description matches one you have filed before, LocoLedger suggests the same category. It never files anything on its own.

Do I need an AI to use it?

No. The Ledger, categories and totals work without any AI. Claude or ChatGPT is for questions in plain language.

Does the AI see my bank statements?

No, at any setting. It gets only the figures your Sharing settings allow. See the levels you can choose from.

Can I get the results into Excel?

Yes. Settings → Export → Transactions saves a CSV file that Excel opens, with your categories included.

Try it on your own statements

Download for Windows

Windows 10 or 11, 64-bit · first run shows a Windows warning — how to handle it

Only need a spreadsheet? See the bank statement converter.